For those of you that may not know … Diabetes Management is not cheap. Not in the least bit. I have been spoiled to an extent, regarding my insurance coverage for my D-supplies. At my last job, where I worked for 7 1/2 years… I didn’t have to pay a DIME for my supplies. Not one single penny. And boy do I miss that now! They paid 100% for my d-supplies, my BP and my cholesterol meds. All I had to pay for was my thyroid meds, and even that was very inexpensive.
I knew my insurance would be ending at the end of 2011, so I refilled everything in December. And I upgraded to my new pump. Now I have new insurance and it’s taking some creative budgeting to work it all in. I have to meet my deductible to pay for my Medtronic pump supplies and CGM sensors, which I just opened the last box so that means I need to place my reorder. And now I have a co-pay for all of my other maintenance meds. I should know this week how much damage that’s gonna do
The thing that gets me the most is that I don’t have a choice to not take these meds. Sure, I could skip the bp, cholesterol, and thyroid ones. It’s not going to be good for me, necessarily, but it won’t kill me if I skip a day here and there. It is not an option to not take the insulin. So no matter the cost, I have to fill that one. My life depends on it. And of course there is no generic available, so it’s always the most expensive copay offered.
When I take my blood sugar, it is always in the back of my mind that I don’t want to test unnecessarily, because that would be “wasting” a test strip. And those puppies aren’t cheap. I only get so many with each refill, and when they’re gone, they’re gone, until the insurance company says I can refill it. At the Type1Now conference I attended last weekend, I was given a new One Touch Ultra Mini meter. Up to that point, I did not have a spare meter, and had on more than one occasion, forgotten my meter at home and had to make WAG’s in order to bolus throughout the day. So I brought home my fancy new meter. I had just gotten an Rx last week for a 3 month refill for my Freestyle Flash meter so insurance won’t likely cover a new Rx for the One Touch. Luckily it comes with 10 test strips. And since it’s a spare, that should last a while (hopefully). You can buy them over the counter, but wowzas.
I am thankful that I at least have insurance coverage. I realize not everyone is that lucky. I was talking to someone recently that lives in another country and she cannot get an insulin pump because she has to prove to the government that she needs one. I am SO incredibly thankful to live where I live, and all my dr had to do was write out the ol’ “letter of necessity” letter, and my insurance company fills the order and sends me a bill. Easy peasy. 😉